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Billing & Fees
  • Can I dispute a charge?
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  • Are there fees for using Earna?
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Privacy & Data Management
  • What happens to my data if I delete my account?
  • How do I opt out of data sharing?
  • Can I download my account data?
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Support & Troubleshooting
  • How do I report a bug or issue with the platform?
  • What should I do if the Earna app isn’t working?
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Rewards & Benefits
  • Do rewards expire?
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  • How do I earn rewards on Earna?
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Payments & Transactions
  • How do I apply for an Earna card?
  • Can I use Earna for online purchases?
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Notifications & Alerts
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View legal footnotes

1 Earna Credit Cards does not have annual fees paid upfront, instead, to help you manage your finances, you will only need to pay monthly fees included on your monthly statement.

2 Individual cases may vary. Please contact our Support Team if you experience difficulties.

3 Earna reports your payment activity to one or more credit bureaus to help establish your credit history. Credit scores are calculated using complex models that consider multiple factors. Making on-time payments regularly can help improve credit scores, while missed or late payments can lower them. Individual results may vary.

4 Approval is not guaranteed and terms and conditions apply.

5 Refer to Earna Rewards Policy for details on earning cashback. Other terms and conditions may apply, find the complete policy here.

6 Credit limit increases are subject to eligibility and require the account holder’s express consent. Terms and conditions apply.

7 Eligible interest rates may decrease by up to 1% annually for accounts in good standing, subject to a set minimum and other eligibility criteria. Not all rates are eligible. Terms and conditions apply.