At Earna, we believe everyone deserves access to premium financial tools that celebrate progress. Our metal card rewards your everyday achievements while opening doors to a brighter financial freedom.
Hear from our customers who’ve transformed their financial goals into reality. These stories are real, inspiring, and show just what’s possible with Earna.
“This service is a godsend! I used to worry about unexpected expenses, but now, with Earna Card, I always have a financial cushion. It’s a real feeling of freedom!”
Mark L.
“With Earna Card, I finally feel financially secure. With quick verification and instant access to funds, I can handle any unexpected eventuality without stress”
Sophia T.
“Earna doesn’t just offer credit, she truly values me as a customer. For the first time, I feel like I have financial flexibility that depends on me, not my credit score.”
Kim F.
“This service is a godsend! I used to worry about unexpected expenses, but now, with Earna Card, I always have a financial cushion. It’s a real feeling of freedom!”
Josh A.
“This service is a godsend! I used to worry about unexpected expenses, but now, with Earna Card, I always have a financial cushion. It’s a real feeling of freedom!”
Mark L.
“With Earna Card, I finally feel financially secure. With quick verification and instant access to funds, I can handle any unexpected eventuality without stress”
Sophia T.
“Earna doesn’t just offer credit, she truly values me as a customer. For the first time, I feel like I have financial flexibility that depends on me, not my credit score.”
Kim F.
“This service is a godsend! I used to worry about unexpected expenses, but now, with Earna Card, I always have a financial cushion. It’s a real feeling of freedom!”
Can’t find what you’re looking for? Contact us here: [email protected]
Quick answers to questions you may have
What are the requirements for the Earna Obsidian credit card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
What are the benefits of the Earna Obsidian credit card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
What is the credit limit for the Earna Obsidian credit card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
What are the fees associated with the Earna Obsidian credit card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
How does the cashback program work with the Earna Obsidian card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
How can I apply for the Earna Obsidian credit card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
What is the interest rate on the Earna Obsidian credit card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
Is there a fee for replacing the Earna Obsidian credit card?
The requirements are easy to meet! We base approval on your account spending behaviour, not your credit score, allowing us to approve more people. You’ll just need a minimum net income of $1,400 and you’re all set.
View legal footnotes
1 Earna Credit Cards does not have annual fees paid upfront, instead, to help you manage your finances, you will only need to pay monthly fees included on your monthly statement.
2 Individual cases may vary. Please contact our Support Team if you experience difficulties.
3 Earna reports your payment activity to one or more credit bureaus to help establish your credit history. Credit scores are calculated using complex models that consider multiple factors. Making on-time payments regularly can help improve credit scores, while missed or late payments can lower them. Individual results may vary.
4 Approval is not guaranteed and terms and conditions apply.
5 Refer to Earna Rewards Policy for details on earning cashback. Other terms and conditions may apply, find the complete policy here.
6 Credit limit increases are subject to eligibility and require the account holder’s express consent. Terms and conditions apply.
7 Eligible interest rates may decrease by up to 1% annually for accounts in good standing, subject to a set minimum and other eligibility criteria. Not all rates are eligible. Terms and conditions apply.
