01
Share link and get $25
Share Your Link
Grab your unique referral link directly from the Earna app and share it with friends via text, email, or social media.
Earn $25-$50
for every friend
who joins
Share Earna with friends and you both get $25 when
they join and make their first purchase. It's that simple.5
How it works 3 simple steps
02
Approved instantly
Friend Signs Up
Your friend uses your link to apply for an Earna card and gets approved in just 60 seconds.2,4
03
+$50
Both Get Rewarded
Once your friend makes their first statement payment, you earn up to $50 and they get up to $25 Cashback—added to your Wallet instantly.⁵
Get the most out of
every link you share
Get the most out of
every link you share
$25 for Each Referral
Every friend who joins and makes their first purchase earns you both $25.
$50 Referral Extra Rewards
Earn $50 for every referral instead of $25 on premium plan.
Leaderboard Challenges
Join our monthly referral competition. Top performers share a $1,000 prize pool.5
Why your friends will
thank you
$25
After
transaction
Instant welcome bonus5
Approved instantly
Easy Approval
with online application4
Credit building and credit score3
Up to 15%
Exclusive discounts
Benefits worth up to $1,000 annually
Get more and more
rewards
Up to $1,000
Leaderboard Challenges
- $1,000
- Rewards Pool
- 12h : 45m
- Jan 29, 2025
Andrew
25 referrals
Camilo
35 referrals
John
14 referrals
Join our monthly referral competition. Top performers share a $1,000 prize pool5.
$50
Bonus events
Share link and get
$50
Share the link & both you
and your friend get rewarded!
23h : 1m : 45s
Limited-time promotions where you earn $50 per referral instead of $255.
Experience the Premium Package
Your physical card unlocks powerful
features and exclusive benefits5
Cashback
Earn up to 1% Cashback on groceries, transportation, and pharmacy plus 0.5% Cashback for paying balance in full.
Physical card
Physical card shipped same-day. Tap-to-pay enabled, accepted worldwide wherever Visa is accepted.
24/7 VIP Support
Skip the line with dedicated phone support and live chat. Get expert help whenever you need.
Extra rewards
Refer friends and earn $50 for every approved referral—double the standard bonus. Plus, get rewarded for completing financial challenges and credit quizzes in the app.
Metal card (optional)
Upgrade to a sleek, high-end metal card that feels as premium as your progress.
Available exclusively for Obsidian cardholders.
FAQ
Can't find what you're looking for?
Contact us here:
[email protected]
Quick answers to questions you may have
How soon will we receive our rewards?
Rewards are added to both Rewards Wallets instantly after your friend makes their first statement payment.