01
Share Your Link
Grab your unique referral link directly from the Earna app and share it with friends via text, email, or social media.
Share Earna with friends and you both get $25 when they join and make their first purchase. It's that simple.5
Start Earning Now01
Grab your unique referral link directly from the Earna app and share it with friends via text, email, or social media.
02
Approved instantly
Your friend uses your link to apply for an Earna card and gets approved in just 60 seconds.2,4
03
+$25
Once they make their first statement payment, you both receive $25 cashback added to your Rewards Wallet instantly!
Every friend who joins and makes their first $10 purchase earns you both $25.
Earn $50 for every referral instead of $25 on premium plan.
Join our monthly referral competition. Top performers share a $1,000 prize pool.5
$25
After
transaction
Approved instantly
$1,200
Value worth a year
$1,000
Leaderboard Challenges
Andrew
25 referrals
Camilo
35 referrals
John
14 referrals
Join our monthly referral competition. Top performers share a $1,000 prize pool.
$50
Bonus events
Join our monthly referral competition. Top performers share a $1,000 prize pool.
Can’t find what you’re looking for?
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1 Earna Credit Cards does not have annual fees paid upfront, instead, to help you manage your finances, you will only need to pay monthly fees included on your monthly statement.
2 Individual cases may vary. Please contact our Support Team if you experience difficulties.
3 Earna reports your payment activity to one or more credit bureaus to help establish your credit history. Credit scores are calculated using complex models that consider multiple factors. Making on-time payments regularly can help improve credit scores, while missed or late payments can lower them. Individual results may vary.
4 Approval is not guaranteed and terms and conditions apply.
5 Refer to Earna Rewards Policy for details on earning cashback. Other terms and conditions may apply, find the complete policy here.
6 Credit limit increases are subject to eligibility and require the account holder’s express consent. Terms and conditions apply.
7 Eligible interest rates may decrease by up to 1% annually for accounts in good standing, subject to a set minimum and other eligibility criteria. Not all rates are eligible. Terms and conditions apply.