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More Canadians now qualify for credit cards with flexible approval
In 2025, access to credit cards in Canada has become more inclusive, with issuers offering flexible approval processes that cater to a broader range of financial profiles. These changes are driven by innovations in fintech, relaxed eligibility criteria, and a growing emphasis on financial inclusion for students, newcomers, and those with limited or poor credit histories. This article explores the trend of flexible approval credit cards, the types of cards available, their benefits, and tips for choosing the right one.
Simple Tips to Improve Your Credit Score and Financial Health
A strong credit score is a cornerstone of financial health, opening doors to better loan terms, lower interest rates, and opportunities like renting or securing utilities. Typically ranging from 300 to 850, your credit score reflects your creditworthiness based on factors like payment history and debt levels. Improving your score and overall financial health doesn’t require complex strategies—small, consistent actions can yield significant results. This article shares simple, actionable tips to boost your credit score and strengthen your financial foundation in 2025.
Exclusive Cashback Rewards Launched for Everyday Purchases and Bill Payments
In 2025, financial institutions and payment platforms are rolling out innovative cashback rewards programs to incentivize everyday spending and bill payments. These exclusive offers aim to help consumers save money on routine purchases like groceries, dining, fuel, and utility bills while fostering loyalty to specific cards or apps. This article explores the latest cashback rewards programs, their benefits, how they work, and tips to maximize savings.
Best ways to improve credit
Building a strong credit score is key to financial success, but it requires smart strategies. This article outlines the best ways to improve your credit, from timely payments to monitoring reports. Follow these steps to boost your score and secure better financial opportunities.
Best ways to improve credit
Improving your credit score is key to gaining financial freedom and accessing better loan rates, housing, and job opportunities. This article outlines the most effective strategies—like paying bills on time, reducing debt, checking for credit report errors, and using credit-building tools—to help you boost your credit and maintain long-term financial health.
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1 Earna Credit Cards does not have annual fees paid upfront, instead, to help you manage your finances, you will only need to pay monthly fees included on your monthly statement.
2 Individual cases may vary. Please contact our Support Team if you experience difficulties.
3 Earna reports your payment activity to one or more credit bureaus to help establish your credit history. Credit scores are calculated using complex models that consider multiple factors. Making on-time payments regularly can help improve credit scores, while missed or late payments can lower them. Individual results may vary.
4 Approval is not guaranteed and terms and conditions apply.
5 Refer to Earna Rewards Policy for details on earning cashback. Other terms and conditions may apply, find the complete policy here.
6 Credit limit increases are subject to eligibility and require the account holder’s express consent. Terms and conditions apply.
7 Eligible interest rates may decrease by up to 1% annually for accounts in good standing, subject to a set minimum and other eligibility criteria. Not all rates are eligible. Terms and conditions apply.